The Path to
Success
The Credit Building Institute
The Credit Building Institute helps consumers with low credit scores manage the risk of credit building products. Our mission is to empower you by providing practical, affordable solutions to increase your credit scores and improve your ability to acquire assets that build wealth.
Simplicity Meets Great Credit, That's a Fact
1. Apply and submit your annual fee
2. Sign your bank documents
3. Begin building great credit
PCI-compliant payments • 24/7 encrypted data
100% money-back guarantee (see Terms & Conditions)
Sincere Commitment
"Our goal is to help you build your credit and become the most effective credit building organization in America, transforming clients into highly valued financing customers. The Credit Building Institute focuses on helping clients build excellent credit to finance wealth-producing assets and create a prosperous future."
Reliability
We use trusted and proven credit building products such as bank loans and credit cards. Your name will be on each bank loan and credit card account. When you begin our credit building program you will be assigned a Personal Credit Aide to assist with your accounts and the building of your credit score. Your Personal Credit Aide will also be your faciilitator on all loans to guarantee the program goals and integrity.
Contact Us Today
Our door is always open to getting to know our future clients.
Get Started Today
Pricing
PLAN A
$300/YEAR
Client receives a $500 bank credit builder loan account in their name.
Client receives three (3) Mastercard/Visa credit card accounts in their name.
Automated on-time loan repayment and accounts management.
No qualifying.
No monthly payments.
Monthly reporting to 3 credit bureaus.
LOAN & CREDIT CARDS
PLAN B
$200/YEAR
CREDIT CARDS
Client is appointed as an authorized user on three (3) Mastercard/Visa credit card accounts.
Automated on-time accounts management.
No qualifying.
No monthly payments.
Monthly reporting to 3 credit bureaus.
100% Money Back Guarantee
Frequently Asked Questions About Credit
Q. Why is credit education important?
A. Understanding credit gives you control over your financial future. It helps you avoid predatory lending, reduce costs, and build a path toward financial wellness.
Q. What’s the best way to build savings and credit at the same time?
A. Start small: set up automatic savings while using credit builder tools. CBI teaches credit + savings strategies that build financial security over time.
Q. Where can I find easy-to-understand credit education?
A. CBI offers workshops, guides, and programs designed to make credit empowering and straightforward—not intimidating.
Q. How does CBI help people with limited banking access?
A. CBI provides credit-building programs designed specifically for the underbanked. Our services use alternative credit pathways to help you build a strong credit history and access fair financing.
Q. How can I build credit without a traditional bank account?
A. You can build credit through secured credit cards, credit-builder loans, or alternative data reporting, such as rent or utilities. These tools help you establish a positive credit history without relying on major banks.
Q. How can CBI support me in building financial security?
A. CBI provides tools and guidance that help members build credit and savings together—creating real financial resilience.
Q. How does credit building improve overall well-being?
A. Strong credit provides greater financial security, which positively impacts mental health, career stability, and quality of life.
Q. How can credit affect job opportunities?
A. Some employers check credit as part of the hiring process, especially for financial or management roles. Poor credit can limit those opportunities.
Q. How can I learn to improve my credit if I’m a beginner?
A. CBI offers step-by-step education that simplifies credit terms. We show you exactly how to build credit safely, avoid costly mistakes, and grow your financial confidence.
Credit Building Institute
Together, we can build
creditable relationships and results
Copyright © 2023 Credit Building Institute - All Rights Reserved.
Trusted credit building with 24/7 encrypted data. Build your credit with affordable credit builder plans and reporting to all 3 credit bureaus, helping improve your credit score quickly and safely. 100% money-back guarantee (T&Cs)
